0.23-Acre Lot in Punta Gorda, FL — Harbour Heights Community with Public Water Access — 1 of 8

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AvailableOwner Financing

0.23-Acre Lot in Punta Gorda, FL — Harbour Heights Community with Public Water Access

3148 Highlands Rd, 33983

Charlotte County, FL

0.23 acres

RSF3.5

About This Property

Build your Florida dream home on this 0.23-acre residential lot in the sought-after Harbour Heights community of Punta Gorda. Known for its Old Florida charm and public water access, the neighborhood sits just off I-75, putting Punta Gorda, Port Charlotte, Fort Myers, and Sarasota all within easy reach. Nearby Harbour Heights Park offers a public boat ramp with access to the Peace River, Charlotte Harbor, and the Gulf of Mexico, plus fishing, tennis and basketball courts, playgrounds, and picnic pavilions. You're also just minutes from Historic Downtown Punta Gorda, Fishermen's Village, golf courses, shopping, dining, and the Punta Gorda Airport. Zoned RSF3.5 for single-family residential, with public water available and located in Flood Zone X (minimal flood risk) with low annual property taxes. Whether you're ready to build or invest in Southwest Florida's growing market, this is an excellent opportunity. Owner financing available — no credit check, no hidden fees.

Key Features

Road Access

Cleared

Water Available

Power Nearby

What You Can Build

Manufactured Homes (DCA-Certified)

Home-Based Business

Guest House (up to 1,500 sqft)

Building permissions shown are based on general zoning guidelines. Always verify with the county planning department before purchasing, as regulations may change.

County Zoning & Land Development Code

Check what you can build, setback rules, and contact the county planning department directly.

View County CodeOpens in a new tab

Property Details

County

Charlotte County

State

Acreage

0.23 acres

Lot Dimensions

80x125 ft

Zoning

RSF3.5

Single-Family Residential

Annual Property Tax

$483/yr

HOA Fees

No HOA

Flood Zone

Zone X

Parcel ID

402322151002

Zoning, flood zone, and tax information is provided for informational purposes only. Buyers should verify all details directly with the county before purchasing.

Location

Get Directions

GPS: 26.9841, -82.0082

Frequently Asked Questions

Is there an HOA on this property?

HOA details are listed in the property information above. Properties with no HOA are clearly marked.

Is a survey available?

Survey availability varies by property. If a survey is available, it will be included in the property packet PDF. Request the packet through the inquiry form above.

Are there utilities available?

Utility availability is outlined in the property description and packet PDF. Send us an inquiry for specific details.

Is there legal access to the property?

Access details are included in the property information above. GPS coordinates and directions are provided for every listing.

Is this property in a flood zone?

Flood zone information is listed in the property details above. We always recommend buyers verify this independently with FEMA or the county.

What are the setback requirements and zoning rules?

Zoning, setback requirements, and permitted home types are listed on this page. For specific questions, use the county zoning link above to access official regulations and county contact information.

as low as

$232.02/month

No Credit Check · No Hidden Fees

Payment Options

5 Year Term

Payment terms and duration are negotiable. Closing and documentation fees are not included. Message us for more details.

Pay In Full

$12,000

Get a BIG discount when you pay in full! Select a financing option to compare.

Send Property Inquiry

Questions? Call us directly

(941) 401-9455

Interested in This Property?

Send us your info and we'll reach out with financing details and next steps.

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