Wooded 0.46-Acre Lot in Interlachen, FL — Mobile Homes Allowed, No HOA
TBD Cheyenne Av, 32148
About This Property
Nearly half an acre of woods on Cheyenne Av in Interlachen, Putnam County, in lake country between Gainesville and Palatka. The 0.46-acre lot is zoned R2 (Residential Single-Family), and mobile, modular and site-built homes are all allowed. Once your building permit is issued, a temporary permit lets you stay in an RV on site for up to 6 months. It sits in Flood Zone X with no HOA; setbacks are 25' front, 10' sides and 10' rear. Access is by dirt road with a power line available (Clay Electric); a well and septic system are required, and an environmental survey is available. Ravine Gardens State Park in Palatka is about 20 minutes away. Owner financing available — no credit check, no hidden fees.
Why there's no credit check
We own every parcel outright, so we set the terms — not a bank. Approval isn't about a credit score; it's about whether the monthly payment fits your budget.
No bank, no third party. We carry the note ourselves, so there's nothing to underwrite and no credit pull.
You choose the down payment and the term. The monthly payment is set up front — no balloon, no surprises.
A licensed title company handles the closing and records your deed. Owner financing, done the right way.
Key Features
What You Can Build
Up to 6 months with a temporary permit, once your building permit is issued
Building permissions shown are based on general zoning guidelines. Always verify with the county planning department before purchasing, as regulations may change.
Property Details
Zoning, flood zone, and tax information is provided for informational purposes only. Buyers should verify all details directly with the county before purchasing.
Location
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How much are the property taxes on this lot?
Options 1, 2, and 3 carry a 10%, 11%, and 12% interest rate (APR) respectively, fixed for all 60 payments.
Closing costs run about $800–$1,500, paid at closing, and are not part of the payments above. Payment terms and duration are negotiable. Message us for more details.
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