Cleared 0.14-Acre Lot in Lake Wales, FL — Paved Road, City Water & Sewer — photo 1 of 6
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AvailableOwner Financing

Cleared 0.14-Acre Lot in Lake Wales, FL — Paved Road, City Water & Sewer

307 E St, 33853

Polk County, FL
0.14 acres
R1C

About This Property

Build your home in an established Lake Wales neighborhood on this cleared 0.14-acre lot (57' x 107') at 307 E St, a short walk from Roosevelt Academy and close to shopping, dining and medical care. The lot sits on a paved road with city water, city sewer and power available, in Flood Zone X with no HOA. It is zoned R1C (single-family, duplex and accessory dwelling), site-built homes are allowed, and an environmental survey has already been completed. Bok Tower Gardens is about 9 minutes away and LEGOLAND Florida about 17. Owner financing available — no credit check, no hidden fees.

See all our land for sale in Lake Wales, FL
Every lot we own in Polk County, with zoning and payment details.

Why there's no credit check

We own every parcel outright, so we set the terms — not a bank. Approval isn't about a credit score; it's about whether the monthly payment fits your budget.

We're the lender

No bank, no third party. We carry the note ourselves, so there's nothing to underwrite and no credit pull.

Your terms, fixed

You choose the down payment and the term. The monthly payment is set up front — no balloon, no surprises.

A real, licensed closing

A licensed title company handles the closing and records your deed. Owner financing, done the right way.

Key Features

Road Access
Power Nearby
Water Available
Cleared

What You Can Build

Site-Built Homes
RV Use (Conditions Apply)

Building permissions shown are based on general zoning guidelines. Always verify with the county planning department before purchasing, as regulations may change.

Property Details

County
Polk County
State
FL
Acreage
0.14 acres
Lot Dimensions
57x107 ft
Zoning
R1C
Single-Family, Duplex & Accessory Dwelling
Annual Property Tax
$251/yr
HOA Fees
No HOA
Flood Zone
Zone X
Parcel ID
27-29-34-873500-001090

Zoning, flood zone, and tax information is provided for informational purposes only. Buyers should verify all details directly with the county before purchasing.

GPS: 27.9138, -81.5949

Frequently Asked Questions

What can I build on this land?
This lot is zoned R1C (Single-Family, Duplex & Accessory Dwelling) in Polk County, FL. Permitted uses include: Site-Built Homes, RV Use (Conditions Apply). Always confirm your plans with the Polk County planning department before building.
Can I put a mobile or manufactured home on this lot?
No — R1C zoning here allows site-built homes only; mobile and manufactured homes are not permitted.
Is there an HOA on this property?
No — this property has no HOA, so there are no HOA dues and no HOA restrictions.
Is this property in a flood zone?
This lot is mapped in FEMA flood zone X, an area of minimal flood risk. We still recommend verifying independently with FEMA or the county.
How does owner financing work on this property?
We finance this lot directly — no banks, no credit check. Option 1: $8,093 down and $449.76/mo; Option 2: $6,474 down and $492.91/mo; Option 3: $4,856 down and $537.91/mo. Cash price: $24,900.
How much are the property taxes on this lot?
Annual property taxes are approximately $251. The county may reassess the amount after the sale.
as low as
$449.76/month
No Credit Check · No Hidden Fees
Payment Options
6 Year Term

Options 1, 2, and 3 carry a 10%, 11%, and 12% interest rate (APR) respectively, fixed for all 72 payments.

Closing costs run about $800–$1,500, paid at closing, and are not part of the payments above. Payment terms and duration are negotiable. Message us for more details.

Pay In Full
Regular Price$32,370
Your Cash Discounted Price
$24,900
Get a BIG discount when you pay in full! Select a financing option to compare.
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