
Cleared 0.14-Acre Lot in Lake Wales, FL — Paved Road, City Water & Sewer
307 E St, 33853
About This Property
Build your home in an established Lake Wales neighborhood on this cleared 0.14-acre lot (57' x 107') at 307 E St, a short walk from Roosevelt Academy and close to shopping, dining and medical care. The lot sits on a paved road with city water, city sewer and power available, in Flood Zone X with no HOA. It is zoned R1C (single-family, duplex and accessory dwelling), site-built homes are allowed, and an environmental survey has already been completed. Bok Tower Gardens is about 9 minutes away and LEGOLAND Florida about 17. Owner financing available — no credit check, no hidden fees.
Why there's no credit check
We own every parcel outright, so we set the terms — not a bank. Approval isn't about a credit score; it's about whether the monthly payment fits your budget.
No bank, no third party. We carry the note ourselves, so there's nothing to underwrite and no credit pull.
You choose the down payment and the term. The monthly payment is set up front — no balloon, no surprises.
A licensed title company handles the closing and records your deed. Owner financing, done the right way.
Key Features
What You Can Build
Building permissions shown are based on general zoning guidelines. Always verify with the county planning department before purchasing, as regulations may change.
Property Details
Zoning, flood zone, and tax information is provided for informational purposes only. Buyers should verify all details directly with the county before purchasing.
Location
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Options 1, 2, and 3 carry a 10%, 11%, and 12% interest rate (APR) respectively, fixed for all 72 payments.
Closing costs run about $800–$1,500, paid at closing, and are not part of the payments above. Payment terms and duration are negotiable. Message us for more details.
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