Wooded 0.22-Acre Corner Lot in Satsuma, FL — Mobile Homes Allowed, No HOA
TBD Kentucky Dr, 32189
About This Property
This private 0.22-acre corner lot on Kentucky Dr in Satsuma (75' x 130') is minutes from the St. Johns River, Dunns Creek State Park, Lake George and public boat ramps. The wooded lot is on a dirt road with power available; a well and septic system are required. It is zoned R2 (Residential Single-Family), where modular, site-built and mobile homes are allowed, and once a building permit is issued a temporary permit lets you stay in an RV for up to 6 months. Flood Zone X, no HOA, very low annual taxes, and an environmental report is ready for review. Owner financing available — no credit check, no hidden fees.
Why there's no credit check
We own every parcel outright, so we set the terms — not a bank. Approval isn't about a credit score; it's about whether the monthly payment fits your budget.
No bank, no third party. We carry the note ourselves, so there's nothing to underwrite and no credit pull.
You choose the down payment and the term. The monthly payment is set up front — no balloon, no surprises.
A licensed title company handles the closing and records your deed. Owner financing, done the right way.
Key Features
What You Can Build
Building permissions shown are based on general zoning guidelines. Always verify with the county planning department before purchasing, as regulations may change.
Property Details
Zoning, flood zone, and tax information is provided for informational purposes only. Buyers should verify all details directly with the county before purchasing.
Location
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Options 1, 2, and 3 carry a 10%, 11%, and 12% interest rate (APR) respectively, fixed for all 60 payments.
Closing costs run about $800–$1,500, paid at closing, and are not part of the payments above. Payment terms and duration are negotiable. Message us for more details.
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