Wooded 0.26-Acre Mobile Home Lot in Ocala, FL — Paved Road Near SR-40
TBD Lot 12 NW 20th St, 34482
About This Property
0.26 acres in Ocala, Marion County, zoned R4 (Mixed Residential) on NW 20th St. This is Lot 12, a subdivided portion of a larger parcel. Modular, site-built and mobile homes are all permitted. RVs are allowed on site during construction with an active building permit, provided they are self-contained with no power hookup. The lot measures roughly 78' x 140', with setbacks of 25' front and rear and 8' on both sides, wooded terrain and no HOA. A well and septic system are required; access is via a paved road, with a power line available through SECO Energy. An environmental survey is available. Owner financing available — no credit check, no hidden fees.
Why there's no credit check
We own every parcel outright, so we set the terms — not a bank. Approval isn't about a credit score; it's about whether the monthly payment fits your budget.
No bank, no third party. We carry the note ourselves, so there's nothing to underwrite and no credit pull.
You choose the down payment and the term. The monthly payment is set up front — no balloon, no surprises.
A licensed title company handles the closing and records your deed. Owner financing, done the right way.
Also available as separate lots
This parcel can also be purchased as smaller individual lots:
Key Features
What You Can Build
Building permissions shown are based on general zoning guidelines. Always verify with the county planning department before purchasing, as regulations may change.
Property Details
Zoning, flood zone, and tax information is provided for informational purposes only. Buyers should verify all details directly with the county before purchasing.
Location
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Options 1, 2, and 3 carry a 10%, 11%, and 12% interest rate (APR) respectively, fixed for all 60 payments.
Closing costs run about $800–$1,500, paid at closing, and are not part of the payments above. Payment terms and duration are negotiable. Message us for more details.
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