Spacious 0.54-Acre Wooded Lot in Milton, FL — Near Blackwater Bay — photo 1 of 8
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Available39% OFFOwner Financing

Spacious 0.54-Acre Wooded Lot in Milton, FL — Near Blackwater Bay

TBD Kensara Dr, 32583

Santa Rosa County, FL
0.54 acres
R1

About This Property

Spacious 0.54-acre wooded lot on Kensara Dr in Milton, FL, located on Garcon Point in Santa Rosa County. R1 zoning, paved county road, electricity connected on-site, and public water available (tap fee due). Just 20 minutes from downtown Pensacola with easy access to Interstate 10 and Pensacola Beach. No HOA. Owner financing available — no credit check, no hidden fees.

Key Features

Road Access
Power Nearby
Wooded
Water Available

What You Can Build

Site-Built Homes Only

Building permissions shown are based on general zoning guidelines. Always verify with the county planning department before purchasing, as regulations may change.

County Zoning & Land Development Code

Check what you can build, setback rules, and contact the county planning department directly.

View County CodeOpens in a new tab

Property Details

County
Santa Rosa County
State
FL
Acreage
0.54 acres
Lot Dimensions
140x170 ft
Zoning
R1
Single-Family Residential
Annual Property Tax
$276/yr
HOA Fees
No HOA
Flood Zone
Zone X
Parcel ID
14-1S-28-5549-00A00-0030

Zoning, flood zone, and tax information is provided for informational purposes only. Buyers should verify all details directly with the county before purchasing.

Location

Get Directions
GPS: 30.5154, -87.0536

Frequently Asked Questions

What can I build on this land?
This lot is zoned R1 (Single-Family Residential) in Santa Rosa County, FL. Permitted uses include: Site-Built Homes Only. Always confirm your plans with the Santa Rosa County planning department before building.
Can I put a mobile or manufactured home on this lot?
No — R1 zoning here allows site-built homes only; mobile and manufactured homes are not permitted.
Is there an HOA on this property?
No — this property has no HOA, so there are no HOA dues and no HOA restrictions.
Is this property in a flood zone?
This lot is mapped in FEMA flood zone X, an area of minimal flood risk. We still recommend verifying independently with FEMA or the county.
How does owner financing work on this property?
We finance this lot directly — no banks, no credit check. Option 1: $8,931 down and $442.77/mo; Option 2: $5,954 down and $517.82/mo; Option 3: $2,977 down and $596.00/mo. Cash price: $22,900.
How much are the property taxes on this lot?
Annual property taxes are approximately $276. The county may reassess the amount after the sale.
as low as
$442.77/month
No Credit Check · No Hidden Fees
Payment Options
5 Year Term
Payment terms and duration are negotiable. Closing and documentation fees are not included. Message us for more details.
Pay In Full
$37,500SAVE 39%
$22,900
Get a BIG discount when you pay in full! Select a financing option to compare.
Send Property Inquiry
Questions? Call us directly
(941) 401-9455

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